· United Coconut Planters Bank
· United Coconut Planters Life
  Assurance Corp.

· UCPB General Insurance Co.
· United Coconut Chemicals, Inc.
· CIIF Oil Mills

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PLAN PROVISIONS

What is the contestability period?

This is a one-year period during which the company has the right to contest any claim against insurance coverage and validity of the policy.




When does the contestability period begin?

Contestability takes effect on the date of the plan's effectivity or reinstatement.


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